I'm not very good at this writing business as its been a long time since I've been in the classroom and I've had a head injury that's like 10 years ago this is kinda hard for me. I'm desperate to get help from me and my family. I don't have a few days and we're going to be forced from our house. we hired a guy for years ago to help us get in a manual situation with our finances so we file bankruptcy. I ask the lawyer if me and my wife both had to file bankruptcy. I went on to explain that I have tax debt in my name only that is around 70,000 dollars. I also told him that my wife has the house note in just her name alone tat I was not allowed on the house note when we bought our trailer house because I did not have a credit score yet. he boldly spoke up and said in a stern voice that this is the law that we had to file together. he said the fact that we're married makes it legally binding with bankruptcy for us to file together and we trusted that to be the gospel. we struggled for 4 years and he went to 4 different plans do the court. he filed 3 chapter 13 and u. I don't want to go into every bit of it but I hired another lawyer back in June and he's managed to keep us in our house but thep lastly a chapter 7
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