We had Obhma care for 110.06 a month we had our home, OUr 5th. wheel and truck,totaled by a teenage driver. Being workcampers for 14 yrs. and on our way to our next job. Being homeless for 5 months and still no jobe we caleed bcbs to see if we could get a cheeper rate on ins. They dropped us and also said we will have to pay back everything they helped with since the accident. So law says you have to have it and hes law says if your broke or homeless good luck..... Afordable as long as you meet all his criteria . Do i Approve no.there is a class beyond middle class and non leagels that exsist in the usa live here, born here,and when life takes a bad turn it doesnt need to just keep getting worse!!!!!!